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How to Get a Loan?

Online payday loans can be the right solution to your short-term financial troubles because they are easily obtained and easily repaid, and the costs associated with them are highly comparable to other forms of credit as long as they are repaid on time. Bad credit or no credit are also welcomed to try to get matched with a lender.

1 Fill Out Online Form
Getting a short term loan starts with submitting the quick online form that we have provided. We will only ask you for the information we need to match you with a lender. We also protect your information with 256-bit secure SSL encryption technology so you can rest assured we are concerned about your privacy.
2 Get Results Fast
After your information has been submitted, you can receive an offer from one of the lenders in our network. Please take the time to review the offer carefully — including all of the costs and terms — before making your final decision.
3 Complete Your Request
After you have made your decision, you will need to provide your electronic signature which will enter you into a contract with your lender. Then that lender can deposit the offered funds into your bank account in as soon as the following business day.

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By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything. The costs of the advance when used properly cover the risk of non payment and also the administrative costs of maintaining the relationship with the customer. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature. Our fees page tells you more about what to pay when you use our cash advance payday loan service. After the lenders receive payment in full, they can report it to the credit reporting agencies. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. We will not be held accountable for any charges or terms presented to you by any lender and we are not responsible for any business agreement between you and any lender. The  annual percentage rate is determined by the duration of the debt. To help government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify a customer’s identity, Lenders may obtain, verify, and record information that identifies the customer. This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. If you need rapid access to a short term, convenient loan for a few hundred dollars in order to meet some unplanned expense that has come your way, then we're here to help Representative APR Range is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans. Some states cap APR and the amounts of charges for online personal loan. We understand that when you only need a small loan amount, multiple pages of information just aren't necessary. We believe that just because you may have had a few repayment problems in the past, that doesn't mean you shouldn't have access to the short term finance you need at the present time.

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Please follow the links provided for more information or to apply. Impact on Credit Score Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion. You should submit your report in writing and keep a copy of it for your personal record. Make sure you’re in direct contact with your lender. We refer you to direct lenders who only need to assess borrowers’ ability to repay using factors such as income, address, age, bad credit history and a few other factors. This means that if we can't help with a low fee cash advance, you're no worse off then you were before. For this reason we don't undertake full credit checks, so even if you've got a poor credit score, provided you can verify who you are and have a large enough amount of cash regularly entering your bank account, we can normally help. We remind that late payment or non-payment of your loan can have negative impact on your credit history. It’s important to know that though there are many dubious companies out there, direct lenders are the best service if you can find the right company with a track record of customer satisfaction and honest business conduct. We remind that short-term loans are not a long term financial solution. If you find yourself in a situation where your debts are spiraling, you may want to consider Green Touch’s “rescue” which should result in lower costs going forward. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message. A common misconception among borrowers is that no credit check is generally required, but lenders may query various consumer databases, such as CL Verify, TeleTrack or DataX in order to verify your identity and review your personal loan history. It’s much easier to deal with a lending service if you can speak directly to representatives on the phone. Understandably with such statistics easy payday loans have exploded to meet the demand as there is often no one else to turn to in a time of need. Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead. This term is clearly identified in your loan agreement.

Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. The limits and regulations vary from state to state. Simply fill in the required information and our decision will be with you almost immediately. Green Touch is not to be confused with Green Line Loans nor Greenline Loans, Green Loans, or any similarly named payday loans companies. If you're looking for cash fast, then one of our low cost payday loans can help. You can also report offenders to the federal Department of Consumer Affairs. if the credit is used responsibly and repaid on the due date the interest charges can be reasonable considering the extra legwork and security one might have to put up to secure traditional credit and also considering the cost of due diligence for the lender. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Because we are a lender rather than a broker, we can decide who we lend to without consulting a third party. Ideal for those occasions where some sort of unexpected or emergency expenditure has cropped up, a short term loan is a great way of paying that unexpected bill or funding an essential repair without ending up making repayments for years at a time. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments.

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You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it. If your request is accepted and you are approved for a loan, your funds will be transferred to your bank account in as little as one business day, allowing you deal with your financial emergency. This is because your paycheck is their security, and whilst it won’t always be possible for them to debit the full amount this is considered sufficient collateral. There are things that you should know and do to protect yourself. Cash transfer times and terms may vary from lender to lender. APRs depend on multiple factors, including the lender’s requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. Collection Practices Non-payment may involve debt collection practices as it is set by applicable law. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs. Instead, we facilitate business relationships between consumers like you and the lenders in our network. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. You can report instant online loan scams to the Department of Consumer Affairs in your state. Often traditional lenders need security for a loan but payday lenders base their decisions more upon wages and as well as other factors. Origination, documentation and other additional fees may apply to your online personal loan deal. A quarter of Americans say they have no savings at all and their main aim is keeping up with their current financial commitments. You are never under any obligation to accept an offer from any lender and you may cancel the process at any time without penalty. Your lender may also charge you late fees as well as fees for non-sufficient funds. You should have a response from the department verifying receipt of your report and an on-going investigation within a few weeks Disclaimer: This service is not a lender and therefore cannot determine whether or not you are ultimately approved for a short term loan, nor can we determine the amount of credit you may be offered. Whilst government regulations are made to protect unwitting borrowers from themselves, banning such activity simply reduces the options available to borrowers. Green Touch offers other kinds of products:   or for customers who would like longer repayment periods and we also offer a merchant cash advance option for companies needing short term funds. With this in mind, we offer immediate payday loans, with cash frequently being transferred to your bank account within twenty-four hours of application. Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature. Implications of Late Payment You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. No credit check student loan. Since each lender is different and we have no say in the rates and fees you are charged for a loan, we urge you to take the time to review the details of each offer you receive very carefully before you accept or decline it. Once you click to submit it, this information will be forwarded throughout our network of lenders who will review your details and determine whether or not they can offer you a credit. Once you have found a loan offer that works for you, you will be asked to provide your electronic signature; this binds you into a contract with the lender which means that you are legally obligated to adhere to the terms in the loan agreement. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. In order to request a short term loan through this website, you should first fill out our short, easy and secure online form. This means YOU are armed and well informed to make your own choices. This means that as long as you meet the repayment requirements as laid down in the agreement, there will be no further fees, administrative charges or service costs. This means that we don't have to undertake credit checks before providing the cash you need. Generally speaking, lenders know within a minute or two if they will approve you. It’s important to check this license when you’re looking into a service as a licensed business must comply with state laws. Now imagine you don’t have a bank overdraft facility. We are a responsible service and we inform borrowers of the potential pitfalls when taking a cash loan online. Some of the lenders in our network may automatically renew your short term loan if it becomes past due.

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The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. You can apply at any time for our easy online payday loans in the comfort and privacy of your own home. Many Americans say they are living paycheck to paycheck and are literally one unexpected setback from financial disaster. There are many ways in which people with malicious intention can take advantage of you and your need for instant cash. Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments If you are unemployed you might want to consider a pawn broker or lodging an asset with a friend or colleague as security to borrow from them. We keep paperwork to the minimum, ensuring your application is as simple and quick as possible. Our purpose and goal is to match you with one or more lenders from within our network who can provide you with the cash you need in an emergency.

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Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors. Fast Decision and Cash with our Payday Advance Loans Online As experienced online cash advance direct lenders, we know that when a domestic emergency strikes, timely access to the money you need is vital. If you've got all these, then you're eligible to apply for a cash advance loan online. We will never act as an agent or representative for any of our lenders, so you can rest comfortably in the knowledge that you will receive fair and competitive offers. Imagine your car has broken down and you can’t get to work resulting in loss of income or even loss of your job.

Instant Payday Loans

As a form of cash advance payday loans serve as an important tool in the financial ecosystem when American borrowers have nowhere else to turn At Green touch we are proud that we can help out so many people with cash advance loans. We can not guarantee that completing an online form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or a loan product of the requested sum or on the desirable terms, or receiving any approval from a lender in the first place. We aim to provide a clear, straight-forward instant payday loans online service that gives all our customers access to rapid cash with no hidden costs. In the event that your application for low interest payday loans online is successful, we charge one of the lowest fees you'll find. Not only do we offer low fee payday loans, we don't charge you anything to apply for one. However, it makes the most sense to have the state department consider the violation since lending laws are set at the state level

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